Knowing exactly where I am….

I will be turning 33 in June 2009. Before reaching this point, there is one thing that I must do – knowing exactly where I am.

When I use the word ‘where’, it represents various meanings such as (1) career development; (2) academic qualification; (3) social status; (4) financial status; (4) current wealth; (5) physical appearance; (6) other factors.

I tend not to focus too much about the ‘financial’ part of my life but I cannot help myself. Why? Because, at least, to me, nothing is more important than creating a solid (financial) foundation at this very moment as my future depends on my present status.

While I understand ‘present performance does not guarantee a future performance’ (a typical liability exclusion clause / disclaimer from a PDS (product disclosure statement)), I have no choice but fully prepare myself for the future. Why? The reason is very simple – if I am too scared about the variability and uncertainly of my future so I take a risk averse stance, then I might not optimize my full potential gains. 

Therefore by 30th of June 2009, I will finish of my personal balance sheet that disclose my wealth status and based on that, I will construct a plan for my (financial) future which covers to year 2017.

About Brendon Cho

조후혁의 개인 블로그입니다. 1994년 18살때 호주로 부모님과 함께 이민을 왔고 2002년 통계학과를 졸업 한후 통신 회사 Exetel에 2004년 사원으로 입사, 2009년 최고재무관리자 (CFO)로 임명 그리고 2010년 MGSM에서 MBA를 수료 했고 지금 내부 감사장 (Head of Veracity)로 일하고 있습니다. 현재 3명의 자녀를 둔 아빠이고 시드니에서 살고 있으며, 클래식 음악과 글쓰기를 좋아합니다.
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